Home Insurance Costs with Deductible Scenarios in Spotsylvania County, VA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Spotsylvania County, VA	$265600	$664	$913
Orange County, VA	$235200	$638	$878
Caroline County, VA	$193200	$517	$711
Jackson, VA	$226500	$656	$903
George Washington, VA	$282000	$592	$815
Madison, VA	$188600	$511	$704
Mineral, VA	$226400	$656	$902
Stafford County, VA	$327600	$717	$986
Battlefield, VA	$280900	$592	$814
Mattaponi, VA	$204900	$631	$868

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Impact of Coverage Amount on Home Insurance Cost In Spotsylvania County, VA

Coverage Amount	Home Insurance Cost ($)
$100,000	$327
$200,000	$1,017
$300,000	$1,410
$400,000	$1,685
$500,000	$2,157
$750,000 to $1000,000	$2,494
Above $1000,000	$2,949

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Spotsylvania County, VA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Spotsylvania County, VA Average Home Insurance Cost	$924.48
State Average Home Insurance Cost	$952
Difference Vs national Average	-299.52

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Top Homeowners Insurance Companies in Spotsylvania County, VA

Insurance Provider	Average Homeowners Insurance Cost($)
Safeco	$993
Safeco	$993
Travco	$851
Virginia Farm Bureau	$777

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Spotsylvania County, VA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-129	795
One Claim	+46	971
Two Claims	+129	1054

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