Home Insurance Costs with Deductible Scenarios in Gainesville, VA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Gainesville, VA	$411800	$823	$1,132
Fairfax, VA	$501900	$670	$921
Burke Centre, VA	$438600	$681	$938
Bull Run, VA	$207300	$533	$733
Reston, VA	$481500	$1008	$1,387
Fair Oaks, VA	$452100	$713	$981
Cascades, VA	$477000	$765	$1,053
Arcola, VA	$407700	$875	$1,203
Long Branch, VA	$602200	$729	$1,004
Opal, VA	$318000	$737	$1,014

---

Impact of Coverage Amount on Home Insurance Cost In Gainesville, VA

Coverage Amount	Home Insurance Cost ($)
$100,000	$325
$200,000	$844
$300,000	$1,122
$400,000	$1,370
$500,000	$1,754
$750,000 to $1000,000	$2,028
Above $1000,000	$2,398

---

---

Gainesville, VA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Gainesville, VA Average Home Insurance Cost	$1,145.76
State Average Home Insurance Cost	$952
Difference Vs national Average	-78.24

---

Top Homeowners Insurance Companies in Gainesville, VA

Insurance Provider	Average Homeowners Insurance Cost($)
Safeco	$993
Travco	$851
Virginia Farm Bureau	$777
Virginia Farm Bureau	$777

---

Gainesville, VA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-149	997
One Claim	+80	1226
Two Claims	+160	1306

---