Home Insurance Costs with Deductible Scenarios in Culpeper County, VA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Culpeper County, VA	$266400	$664	$914
Opal, VA	$318000	$737	$1,014
Orange County, VA	$235200	$638	$878
Culpeper County, VA	$266400	$664	$914
Lake Wilderness, VA	$236200	$666	$916
Lake of the Woods, VA	$266300	$581	$800
Warrenton, VA	$312400	$615	$846
Sperryville, VA	$234500	$664	$914
Stonewall-Hawthorne, VA	$439300	$961	$1,322
Remington, VA	$207700	$635	$873

---

Impact of Coverage Amount on Home Insurance Cost In Culpeper County, VA

Coverage Amount	Home Insurance Cost ($)
$100,000	$379
$200,000	$984
$300,000	$1,421
$400,000	$1,729
$500,000	$2,213
$750,000 to $1000,000	$2,559
Above $1000,000	$3,026

---

---

Culpeper County, VA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Culpeper County, VA Average Home Insurance Cost	$925.44
State Average Home Insurance Cost	$952
Difference Vs national Average	-298.56

---

Top Homeowners Insurance Companies in Culpeper County, VA

Insurance Provider	Average Homeowners Insurance Cost($)
Nationwide	$1,025
Safeco	$993
Travco	$851
Travco	$851

---

Culpeper County, VA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-120	805
One Claim	+83	1009
Two Claims	+120	1046

---